What is the coverage limit for property damage in West Virginia's mandatory auto insurance?

In West Virginia, the mandatory coverage limit for property damage liability in auto insurance is set at $25,000. This means that if a policyholder is involved in an accident that results in damage to someone else's property, their insurance will cover up to $25,000 for that damage. This requirement exists to ensure that drivers have a minimum level of financial responsibility to cover damages they may cause in a collision.

It is essential for drivers to understand this limit as it impacts how much coverage they need to carry to be compliant with state laws. While individuals may choose to purchase higher limits of coverage for better protection, the law mandates that they have at least $25,000 in property damage liability. This regulation is in place to protect both the drivers and the public by ensuring that there are funds available to cover damages from vehicular incidents, thus reducing the financial burden on the state and individuals involved in such accidents.