What is the minimum coverage requirement for automobile insurance in West Virginia concerning liability?

In West Virginia, the minimum coverage requirement for automobile insurance specifically refers to liability coverage as mandated by state law. This coverage is essential because it protects drivers against claims made by other parties for bodily injury or property damage arising from an accident for which the insured driver is at fault.

The law specifies minimum limits for liability coverage to ensure that drivers can cover damages in the event of an accident, thus contributing to the financial responsibility on the roads. This requirement plays a significant role in protecting not only the insured parties but also other individuals who may be affected by car accidents.

Options like full coverage and basic limited coverage are not precise enough regarding state requirements, as full coverage typically implies comprehensive and collision coverage in addition to liability, which exceeds the minimum required by law. Uninsured motorist coverage, while important, is not part of the minimum liability requirements but rather serves as additional protection against drivers who do not have insurance. Therefore, liability coverage as specified by law is the correct answer, as it directly addresses the legal requirements for automobile insurance in West Virginia.