What is the minimum liability coverage requirement for bodily injury per person in West Virginia?

In West Virginia, the minimum liability coverage requirement for bodily injury per person is set at $25,000. This means that if an insured individual is found at fault in an automobile accident, their liability insurance must cover at least $25,000 for the medical expenses or damages incurred by any one person injured in the accident. This figure is established as part of the state's efforts to ensure that drivers maintain a certain level of financial responsibility in the event of an accident, protecting both the injured party and the insured from potentially devastating financial consequences.

The specifics of this coverage act not only as a baseline to encourage responsible driving but also serve to minimize the burden on medical providers and other parties who may be impacted by injuries resulting from vehicle accidents. Understanding this requirement helps drivers in West Virginia ensure they are compliant with state laws and adequately prepared for potential liabilities while driving.