Which of the following is prohibited in the context of obtaining a license for writing controlled business?

In the context of obtaining a license for writing controlled business, the focus is on the ethical and regulatory standards intended to avoid conflicts of interest and ensure that insurance is sold for the benefit of clients rather than personal gain. Writing controlled business as a primary purpose is considered problematic because it suggests that the licensee may be more interested in generating personal profits from business they control rather than providing unbiased service to clients.

Controlled business refers to insurance written on the lives of the licensee, their family members, or their business associates, which leads to a situation where the agent's earnings might incentivize them to prioritize their own financial interests over the needs of policyholders. To maintain industry integrity and protect consumers, regulations often restrict agents from relying primarily on controlled business to ensure that agents are providing a balanced and fair service.

The other options present scenarios that, while they may have regulatory implications, do not capture the same concern regarding the ethical obligations tied to business practice as thoroughly as the primary purpose of writing controlled business does. Thus, the prohibition against making controlled business the primary focus is essential in promoting ethical practices in the insurance industry.